In the Non-Emergency Medical Transportation (NEMT) industry, insurance isn’t optional — it’s everything. Without the right policy, your fleet can’t operate, your broker contracts can be denied, and your business risks costly liabilities every time a passenger steps into a vehicle.
At Risk Assist Plus, our NEMT Expert is built specifically for paratransit and NEMT providers. We provide broker-approved, Medicaid-compliant insurance policies that help you win contracts and stay operational — whether you’re transporting patients to dialysis appointments, medical clinics, or rehab centers
Every NEMT policy is crafted for Medicaid broker compliance, local regulations, and business protection. Our core coverages include:
Your insurance must meet requirements set by brokers and Medicaid programs. We ensure your policy comes with the proper endorsements, documentation, and filings for:
Every policy includes:
If you transport patients for Medicaid or private medical plans, we can insure your operation — even if you’re just getting started.
We’re not just brokers—we’re Non-Emergency Medical Transportation (NEMT) industry insiders.
Most brokers require $1M/$3M in Auto Liability, Sexual Abuse and Molestation (SAM) Coverage, and Workers’ Comp.
Requirements vary by state and contract.
Yes. We provide insurance documents that meet ModivCare credentialing guidelines.
Absolutely. We specialize in NEMT startups and first-time fleet owners.
Most clients receive quotes in 24–48 hours and COIs shortly after binding.
Don’t let missing coverage or bad paperwork cost you broker approval or contracts.
Let NEMT Expert by Risk Assist Plus insure your fleet with confidence.
