ABOUT RISK ASSIST PLUS

Home of the Insurance Experts

America’s Fastest-Growing
Commercial Insurance Powerhouse

At Risk Assist Plus, we believe insurance should be more than a policy — it should be a strategic asset.

Our mission is simple: to deliver expert-built, compliance-ready insurance coverage that enables small and mid-sized businesses to operate confidently, scale smartly, and meet regulatory requirements without delay.

RAP is a national commercial insurance provider powered by five industry-specific brands:

The Bond Expert

Nationwide Surety Bonding Services

The DBE Expert

Bid-ready Insurance and Bonds for Certified DBEs

The Freight Expert

DOT and FMCSA-Compliant Trucking Insurance

The Home Health Expert

Liability and Regulatory Protection for Home Health Providers

The NEMT Expert

Non-Emergency Medical Transportation Insurance

We exist to serve the underserved in the insurance world — those who are overlooked by traditional brokers, under-supported by national chains, and underserved by agencies that don’t specialize. With Risk Assist Plus, you’re not just insured, you’re protected by experts.

Our Mission

To provide business owners with niche-specialized, compliance-approved commercial insurance coverage — delivered with speed, strategy, and service.

Our Vision

To become the most trusted insurance brand in America yb dominating the specialized niches we serve: NEMT, Freight, Surety Bonds, Home Health, and DBE compliance.

Our Core Values

Precision

Every policy is customized. No templates. No assumptions.

Speed

Get quotes fast. Get certified even faster.

Integrity

We only sell what you truly need — never upsell.

Accessibility

Insurance doesn’t have to be confusing. We make it clear.

Partnership

We grow when you grow. Your wins are our wins.

Risk Assist Plus | Home of the Insurance Expert | NEMT Insurance | Home Health and Hospice Insurance | Freight and Trucking Insurance | DBE Insurance | Surety Bonds

Why We Created
Risk Assist Plus

The insurance world is full of generalist brokers who treat every business the same. But your compliance risk, insurance requirements, liability exposure, and broker documentation needs are entirely different depending on your industry.

We launched Risk Assist Plus to fix the biggest problems business owners face:

At RAP, we do things differently. We specialize in compliance-first coverage built around each niche’s regulatory and operational reality.

What Our Clients Say

Ready to Get Covered?

Insurance isn’t just about paperwork — it’s about protecting people, dreams, and your future. And we take that seriously.

Risk Assist Plus Academy:
Education That Pays Off

We publish actionable content every single weekday
insights, checklists, and behind-the-scenes tips that save you money, time, and risk exposure.

Monday

NEMT Insights & Compliance

Tuesday

Surety Bonding Tips

Wednesday

Trucking Insurance Hacks

Thursday

Home Health Business Protection

Friday

DBE Contractor Tools & Trends