Expert trucking and freight broker insurance—simple, fast, nationwide.
Whether you’re hauling coast to coast or operating a local fleet, The Freight Expert is your dedicated partner in navigating the complexities of trucking insurance. We don’t just sell policies—we deliver expert guidance, customized protection, and real-world risk solutions to keep your business moving forward.
With the rising cost of claims, tighter FMCSA enforcement, and the ever-changing freight economy, insurance isn’t optional—it’s your first line of defense.
We’re here to make sure it works for you.
We don’t insure restaurants. We don’t do retail. We only do trucking and freight—that’s it. That means deeper knowledge, better policies, and faster solutions.
We partner only with the industry’s strongest carriers, so you get financially sound protection that stands up when it counts.
From BMC-91 filings to BOC-3 processing, we help you stay compliant, avoid fines, and win better contracts. Our agents are trained in DOT and FMCSA regulation.
Every client gets a personal Freight Expert. You’ll never be just a number.
When we say “Expert,” we mean it. We combine underwriting insight, logistics know-how, and fleet operations experience to deliver insurance that doesn’t just check the box—but actually helps you grow.
We’re not just brokers—we’re freight industry insiders.
Many trucking businesses see insurance as a cost. Smart ones use it as a growth tool.
With The Freight Expert, your policy isn’t just a piece of paper—it’s how you:
Let us show you how to use your insurance as leverage, not a liability.
We don’t waste your time with endless forms. Here’s how simple it is:
Most trucking companies are legally required to carry General Auto Liability, which meets FMCSA requirements. Additional coverages include Cargo Insurance, Physical Damage, General Liability, Trailer Interchange, and if you’re an owner-operator, Bobtail or Non-Trucking Liability.
The exact mix depends on your operations, contracts, and freight type.
Motor Truck Cargo Insurance protects the goods you haul in case they’re lost or damaged in transit. It’s essential if you’re transporting freight for others—most brokers and shippers require it before assigning loads.
Yes! While new ventures often face higher premiums and fewer options, The Freight Expert specializes in helping new trucking companies get insured quickly and affordably. We guide you through the process, from BOC-3 filing to certificate issuance.
Costs vary based on several factors—driver history, operating radius, vehicle type, freight hauled, and years in business. For new owner-operators, annual premiums can range from $8,000 to $14,000+ per truck. We shop multiple A-rated carriers to find the most competitive quote.
Absolutely. Freight brokers typically need Contingent Cargo and Contingent Auto Liability, which protects against losses when your contracted carriers don’t have sufficient or valid coverage. We offer tailored packages that also include Errors & Omissions (E&O) for brokerages.
Bobtail Insurance covers your truck when you’re driving without a trailer—often after dropping a load.
Non-Trucking Liability (NTL) covers your truck when it’s being used for non-business purposes, like going home. Some motor carriers require one or both, depending on your contract.
No call centers. No fluff. Just real trucking coverage from real industry pros.
