At Risk Assist Plus, our specialized division Home Health Expert provides fully tailored, compliance-ready insurance for home health agencies, hospice care providers, nursing services, therapists, and non-medical caregivers. Whether you serve patients under Medicare, Medicaid, or private pay — we make sure your business is fully protected and CMS-audit proof.
We offer fast quotes, affordable premiums, and policies that meet state licensing board requirements, managed care contracts, and CMS Conditions of Participation.
We work with agencies of all sizes — from startups to multi-state providers.
Optional add-ons: Business Interruption, Inland Marine (medical equipment), Group Accident, Bonding.
From private duty nurse startups in Florida and California to multi-branch agencies in Texas, New York, and Michigan, we’ve insured agencies in all 50 states. Our HH Expert will help you meet local rules while protecting your entire business.
Most states and CMS require general liability, professional liability, workers’ compensation, and abuse/molestation coverage.
General Liability covers slips/falls.
Professional Liability covers your healthcare services and decision-making (i.e., malpractice).
Yes! We insure new agencies and even those still in the licensing process.
Absolutely. We build packages for franchises and growing operators.
You care for others — let us protect your agency.
With Home Health Expert by Risk Assist Plus, your coverage is strategic, scalable, and CMS-ready.