At Risk Assist Plus (RAP), we don’t believe in cookie-cutter coverage. Every business has a different risk profile, regulatory environment, and growth trajectory. That’s why our commercial insurance solutions are built around your industry, compliance requirements, and goals — not some generic form.
Whether you’re operating a non-emergency medical transportation (NEMT) business, scaling a trucking fleet, managing a home health agency, seeking a surety bond, or bidding as a DBE contractor — RAP delivers tailored, expert-led policies that keep you compliant, protected, and positioned to grow.
Each of our five core specialties is powered by a dedicated team that understands your industry’s unique risks, regulations, and broker demands.
We help NEMT providers meet Medicaid broker, state, and commercial requirements through coverage that includes:
Built for providers contracting with ModivCare, MTM, Access2Care, LogistiCare, and state Medicaid programs.
We protect home healthcare agencies, nurses, aides, and therapists with coverage that meets:
Common policies include:
We protect new authorities, hotshot operators, regional fleets, and logistics firms with:
Full support for DOT compliance, filings, and startup onboarding.
We offer bonds for contractors, freight brokers, professionals, and public bidders in all 50 states:
Same-day bonding available. Bad credit? No problem.
We help DBEs, MBEs, WBEs, and SBEs meet the insurance and bonding requirements to work on government-funded projects:
Fast COIs for prime/subcontractor contract readiness.
We don’t just insure businesses — we help them win bids, grow fast, and stay protected.
